Hi, Finance! version 1.10
Copyright © 1990-1991 Brightridge Solutions, Inc.

We hope you enjoy using Hi, Finance!  This can be a powerful tool 
for planning your personal finances and business ventures.  The 
file "HiFinanc.wri" is the full User's Guide.  Please examine 
that before calling technical support!  The file you are now 
reading (HiFinanc.txt) provides a quick overview as well as 
installation directions, notices regarding legal use and vendor 
information, and notes not included in the other documentation.  
If you have other questions, please contact us.

OVERVIEW OF HI, FINANCE!
Hi, Finance! requires a computer running Microsoft Windows 3.0 or
above.  You will get better performance using a 386 or above with 
4MB of RAM or above.  Using a mouse is highly recommended.  You 
may use the regular menus or the iconic menu screens to access 
desired modules. 

Included in Hi, Finance! version 1.10:
	Financial Calculator:
            Present Value (Lump Sum or Annuity)
	    Future Value (Lump Sum or Annuity)
	    Rate Required (Lump Sum or Annuity)
	    Payment Amount Required 
	    Number of Payments Required 
	    Net Present Value / Internal Rate of Return
	    Effect of Inflation on Buying Power
	    Charting provided for most functions

	Loan Calculator & Amortization:
	    Payment Amount (Charting provided)
	    Rate Required
	    Number of Payments Required
	    Loan Principal supported

	U.S. Federal Income Tax Form 1040 (pp 1 & 2)
	
	Random Number Generator 

	Personal Financial Planning:
	    Investment Projections
	    Retirement Goals
            Death Protection Goals (Life Insurance)
            Educational Goals
   	    Other Goals
	    Charting provided for investments/retirement

	Business Assistant:
	    Markup
	    Gross Price Margin
 	    Sales Tax
	    Cost-Volume-Profit (Breakeven) Analysis -- with charting
	    Economic Order Quantity

In addition to written documentation (printed copy provided to 
registered users), there is extensive online context-sensitive 
help (Press F1).  
	    
INSTALLING HI, FINANCE!
I.  If you downloaded Hi, Finance! from Compuserve or a BBS in 
compressed form:

	1.  Copy the file ("HIFIN110.EXE") or files ("HIFI1A.EXE",
	    "HIFI1B.EXE" and "HIFI1C.EXE") to a temporary directory.

	2.  BBS files supplied by Brightridge Solutions are self-
	    extracting; simply RUN them to decompress.  "HIFI1A.EXE"
	    contains the setup and program files; "HIFI1B.EXE" has
	    the Realizer runtime files; "HIFI1C.EXE" provides the
  	    user's guide, online help, and sample files.

	3.  From Windows' Program or File Manager, run "setup.exe".

	4.  The installation program will propose "C:\HIFINANC\" as 
	    the default directory for the application.  You may 
	    change the drive or directory name or both.  Install 
	    will create a subdirectory of the main Windows 
	    directory in which it will place runtime files.  This 
	    location should not be changed.  Follow screen prompts.

	5.  The program will create a Program Manager group and place 
	    an icon for Hi, Finance! in it.  You can move this icon 
	    to another group and destroy the "Hi Finance" group or 
	    leave it as it is.

	6.  You may now start Hi, Finance! by double-clicking on its 
	    icon or by selecting "HiFinanc.exe" in File Manager.

II.  If you received Hi, Finance! from a disk vendor on 360K 
diskettes (2) or 1.2MB or 720KB diskette:

	1.  Place Diskette 1 in the appropriate drive (probably A 
	    or B).	

	2.  Proceed with installation as outlined in steps 3-6 in 
	    part I, changing diskettes if prompted.
	

III.  Manual installation:

	1.  The following files are distributed by Brightridge
 	    Solutions, Inc. in compressed form:  "HIFINANC.EXE", 
	    "HIFINANC.HLP", "HIFINANC.WRI", "RLZRUN10.RTS", 
	    "CCLIB1.EXE", and "STANDARD.EXE".  If you need to 
            extract these files outside of the supplied setup
            utility, use the "EXPAND.EXE" program supplied with 
            Microsoft Windows 3.0, using this syntax:

		 EXPAND source destination

	2.  The application's executable file, "HIFINANC.EXE", may be 
	    installed anywhere accessible to Windows.  

	3.  The runtime files, "RLZRUN10.RTS", "STANDARD.EXE", and 
	    "CCLIB1.EXE" should be in the "RLZRUN10" subdirectory 
	    off the main Windows subdirectory.

	4.  To use online help, "HIFINANC.HLP" should be copied to 
	    the same directory as HIFINANC.EXE or the Windows 
	    directory.

	5.  Other files included in the package are not necessary
	    to the operation of Hi, Finance!:

	    a.  "HIFINANC.TXT" -- This file.  Keep it!

	    b.  "HIFINANC.WRI" -- Hi, Finance! User's Guide, in 
		Windows Write (.wri) format.  If you have a 
		registered copy, you have this in printed form.

	    c.  Sample files (if you chose to install them).  
		Could be helpful during learning phase.

	    d.  "SHAREWRE.DOC" -- explains the shareware concept.

	    e.  "VENDOR.DOC" -- Addressed to shareware disk 
		vendors.  Explains distribution policies permitted 
		under license.

	    f.  "REGISTER.TXT" -- Registration form.

LEGAL USE OF HI, FINANCE!
Hi, Finance! is shareware.  It is copyrighted software that may be 
used only in compliance with the license.  You are permitted to 
"try before you buy" and make copies for others FOR EVALUATION 
PURPOSES ONLY.  If you continue to use the program, you must 
register (pay for) it.  A further explanation of shareware is 
provided in the SHAREWRE.DOC file.  

VENDORS, DISTRIBUTORS, RESELLERS, ETC.:
ANYONE who copies, "sells", or distributes this software for 
profit MUST read the VENDOR.DOC file and comply with its license 
provisions.  Failure to do so is copyright infringement.  ASP 
Vendors are automatically licensed to distribute Hi, Finance!  
Others must obtain permission from Brightridge Solutions, Inc.