ASP Membership Application (Please do not modify the format of the following block of info.) Your Name........ JEROME STURGELESKI____________ Company Name..... JSOFT_________________________ Street Address... 4108 14TH AVE S_______________ P.O. Box......... ____________________ City............. MINNEAPOLIS_________ State, Ctry, Zip. MN ___USA_________ __55407___ Phone, day....... 612 348-6682__ Phone, evenings.. 612 823-7197__ CIS PPN.......... __________ MCI & Other...... ____________________ FAX ............. ____________________ If you list a CIS PPN the Membership Coordinator and Committee may contact you via CompuServe Mail - Please check your CIS Mail regularly between the time you apply and your application process is complete. If membership is approved AND you have a CompuServe PPN, members normally have their ASPFORUM name include their program name. This is limited to 24 characters and normally would appear as such: John Doe (Your Program) How do you wish your ASPFORUM name to appear? Fill this in if you wish the sysop to establish this name for you. You can create or change it yourself from the forum prompt. CIS Name/Program. ________________________ ASP provides mailing lists to outsiders. Your name will be included on this list unless you indicate that you do not want it included by checking this box: I do NOT wish to be included on the external mailing list [ ] Please provide the following information for your "best" shareware program. (This information is for the purpose of determining if the criteria of a "nontrivial, non-demo program" have been met.) Program name..... THE MORTGAGE ACCELERATOR Shareware price.. $14.95 Type of program.. FINANCIAL The above MUST be filled in or your application will be returned. Where a copy of the program may be obtained for review: BY MAIL (Eg: CompuServe Forum, BBS name and phone number, by mail, etc.) Major program features and capacities: (Eg: For a database program, how many fields, records, etc. allowed; for an editor, how many lines, any limits. Add as many lines of text as necessary at this point to completely describe your software. The MORTGAGE ACCELERATOR is a Menu driven, modular program written in GW-Basic and compiled with QBASIC for an IBM or compatible. You do not have to have GW-Basic or QBASIC to run this program. All you need to run this program is key ACCEL . There are 4 basic ways of accelerating payments on a mortgage; 1. pay a fixed amount extra per month, 2. pay the next month(s)' principal amount with no maximum extra principal amount, 3. pay the next month(s)' principal with a maximum extra principal amount, and 4. pay bi-weekly where 1/2 of the regular monthly payment is put aside somewhere and at the 6th and 12th payment, the extra 1/2 amount is sent as an extra amount toward principal. This program has 5 different options of which to choose. It has 3 different options to evaluate accelerated mortgage options, an option to view the documentation about this program and an option to return to the directory or drive from where you executed this program. What each Menu Option Does! 1. Displays 4 different acceleration methods and gives 10 different examples using these methods; 3 different extra payment amounts, 3 next month(s) extra principal amount(s) with no maximum payment, 3 with next month(s) extra principal(s) with a maximum payment and a bi-weekly payment option. Determines how much interest could be saved and the payoff period using each acceleration method. 2. Displays and/or prints a comparison table of the interest paid, principal paid and an ending balance of a loan that is amortized on the left half of the display and on the right side of the display, the same loan using one of the four acceleration methods. Can be produced by month, by year or by payment number. 3. Displays and/or prints an accelerated amortization table. Allows for any of the 4 acceleration methods. Provides a breakdown of each payment to principal and interest, a cumulative total for each of these amounts and an ending balance. 4. Instructions on how to use this program. Provides information on how to use this program. 5. Returns to whatever directory from which you executed this program. Provides a means to exit the menu. A complete description MUST be provided above or your application will be returned. Does the "registered version" have features or additional documentation which the "freely distributed version" does not? (Y/N) N_ Check Y or N. If Yes, add as many lines of text as you need at this point to COMPLETELY describe the differences. The above MUST be filled in or your application will be returned. Membership requires that you understand and agree to the following: I _____________________ certify - that the above information is correct; - that I will abide by the standards of the ASP; - that if I should ever decide to no longer abide by those standards or by new standards which the ASP may adopt in the future, I will cancel my membership immediately; - that the ASP may cancel your membership using criteria and procedures specified in the bylaws; and - that upon cancellation of membership by either party, I will discontinue using any materials, logos, claims of membership, or other benefits which are intended solely for members of the ASP. Signed, _____________________________ Date: ____________