@X0CSorry @FIRST@, but your @X0F@OPTEXT@ @X0Cmins. per day doesn't allow you TimeBank access.     
@X0CSorry @FIRST@, but you don't have @X0F@OPTEXT@ @X0Cmins. left!                                
@X0CSorry @FIRST@, but you're only allowed to withdraw @X0F@OPTEXT@ @X0Cmins. per day!            
@X0CSorry @FIRST@, but you don't have @X0F@OPTEXT@ @X0Cmins. in your account!                     
@X0CDue to our upcoming event your withdrawl has been reduced to @X0F@OPTEXT@ @X0Cmins.           
@X0E@FIRST@, your current balance is @X0A@OPTEXT@ @X0Emins.                                       
                                                                                                  
@X0EYour transaction(s) today total @X0A@OPTEXT@ @X0Emins.                                        
 @X0Ewithdrawn.                                                                                   
 @X0Edeposited.                                                                                   
                                                                                                  
@X0DCongratulations @FIRST@, you won @X0F@OPTEXT@ @X0Dmins. in the lottery!                       
                                                                                                  
@X0BSorry @FIRST@, but you didn't win.  Better luck next time!                                    
                                                                                                  
@X0EThe current lottery total is @X0A@OPTEXT@ @X0Emins.                                           
                                                                                                  
@X0EYou now have @X0A@TIMELEFT@ @X0Emins. remaining for this call.                                
Deposited @OPTEXT@ minutes.                                                                       
Withdrew @OPTEXT@ minutes.                                                                        
Won @OPTEXT@ minutes in lottery.