blackboard budget is a program where you can input your income and expenses. you can have different budget plans like future, current, business, ... after you input all the data you'll see how much you have left over or are negative each month. to install in win95 or nt 4.x click on START then RUN setup to install in win 3.x (with win32s drivers) or win nt 3.x click FILE then RUN setup this software is shareware and can be freely distributed. if you plan to use this software after 30 days i ask you to register. registration varies from $10-$20. for the latest version you can visit http://www.concentric.net/~laserjet or e-mail dalin@aol.com or mail me at : blackboard software po box 745494 arvada, co 80006-5494