APRCalc 2.1 - A Windows Shareware Utility Thanks for trying APRCalc! Please read this brief message before the program is installed for you. APRCalc is a generic loan and amortization calculator, and one that allows the user to investigate various scenarios quickly. The four variables in an APR loan are the Amount Financed, the Term, the APR, and the Payment; setting any three of these determines the fourth. Typically, the user enters a value for each of the three known variables, and then clicks the button next to the field to be calculated. APRCalc also automatically (and very rapidly) amortizes loans, and provides the ability to print or export it. Prepayments to principal can be entered for any payments, and the effect on the amortization observed. You can also determine how much in prepayments is necessary to reduce a loan to a given number of payments. Support for ARMs (Adjustable Rate Mortgages) is also provided. Breakeven date analysis for discount points is available. Also, yearly, quarterly, monthly, biweekly, and weekly payment periods are supported; individual loan scenarios can be saved in files; and an extensive Windows Help system is provided. APRCalc is not free software. It is shareware, which means you are expected to pay to register the program if you continue to use it. Your payment will encourage me to write more Windows programs and improve existing ones. To register your copy of APRCalc, GO SWREG in CompuServe, and register package 7280. Or, please send $15 (along with a filled out hardcopy of the ORDER.TXT file) to: Larry Leonard P.O. Box 2226 Norcross, GA 30091-2226 Please include any comments or ideas for improvements. Thanks.