Installing Total Investor
                        -------------------------
    1. The file INSTALL.EXE is a self extracting file containing the
    Total  Investor  program and documentation.  To install TI,  run
    the file INSTALL.EXE using the Windows Program Manager.

    2.  A prompt will appear to place the  TI  program  files  in  a
    directory  of  your  choosing.   Typically accept the default of
    C:\TI or choose your own.  Make sure to remember or  write  down
    this directory name.

    4.   The  installation  procedure  can make backups of any files
    being copied over.  For first time installations press  No  when
    the  backup prompt appears. Following this the files for TI will
    be  transferred  to  your hard drive.

    3.   Next  an option to add icons for TI and all other installed
    products is presented.  If this is  a  first  time  installation
    press  Yes.  Then select the program group default name or enter
    your own and press OK.

    4.  Once TI's installation is complete review  the  Installation
    and  README  text  files  by pressing the appropriate icons.  TI
    requires a minimum of 4  MB  of  RAM  (8  MB  recommended)  with
    Windows spreadsheets.  Using 8MB of RAM will significantly speed
    up program operations.

    5.   Review the documentation for the program and other products
    by pressing the Manual icons.  If you would like a hard copy  of
    the manual use the File Print command of Windows Write.

    6.  Start Total Investor by pressing the  TI  icon.   This  will
    automatically load the program into your spreadsheet.  

    7.  The title panel will appear followed by the TI program menu.
    Use  Help to quickly review and print out the major functions of
    the program.  We also recommend running through the tutorial  in
    the manual before entering your actual portfolio.

    Note for Upgraders

    If  you  install this new version in a previous TI directory use
    the installation backup feature to save the  files  overwritten.
    These  files  can  be  deleted when you are satisfied that TI is
    working properly.  We also recommend  backing  up  all  of  your
    existing  portfolios  and  HQFiles.   Also  make  sure  that the
    program defaults in the  TI  configuration  menu,  such  as  the
    HQFile extension, match your previous setup.

    Support

    If you have any difficulties with this installation or questions
    about  TI  please call Hughes Financial Services at 201-895-5665
    Monday through Friday  9AM-6PM  EST.   Please  have  information
    ready  on  the  type  of  spreadsheet  you  are  using  and your
    computer's configuration (including memory).  If possible please
    be at your computer with the program running during the call.