zilchw11.zip Zilch for Windows v1.1 (rapid debt reduction) Zilch develops a rapid debt repayment plan for paying off your credit cards, loans and mortgages that saves you thousands of dollars in interest penalties. You supply the necessary information such as; creditor name, annual percentage rate, current balance, minimum payment for your debts and Zilch does the rest. You get a personalized monthly payment schedule, tailored to your budget, that forecasts when you will be out of debt and shows you exactly how much to pay each creditor each month and more... Zilch lets you play financial "what-if" on all your credit cards, loans, and mortgages. For example: What if I added an extra $100 to my mortgage, how much money would I save? What if I added just $5.00 extra to my credit card payment, how much would I save? How long would it take to pay it off? The possibilities are limited only by your imagination. Now you can have total control over prioritizing who gets paid first when developing your rapid debt repayment plan. We have added a new payoff strategy called "Custom Arrangement" that lets you decide the order of whom to pay first, second, third, etc. Zilch also includes Loan and Investment calculations including "Calculating a Price Range". This lets you calculate the actual sticker price or selling price you can afford to borrow. Knowing how much you can afford to borrow gives you a lot more power when you are negotiating a loan. Zilch gives you the information and decision making power you need to fully control your financial destiny. Professional debt counselors charge hundreds of dollars. Now you can take advantage of the trade secrets they use at a fraction of the cost. All from the privacy and comfort of your own home. Installation: From Windows run SETUP to install. Special requirements: Windows 3.1 or Windows 95. Changes: - Added Help File (zilchwin.hlp). - Fixed a bug that caused the system to hang when $0 was entered into the "payment cap" field. zilchw11.zip replaces zilchwn1.zip Shareware. Freely distributable. Michael J. Riley, Practical Applications mrzilch@aol.com http://members.aol.com/mrzilch/index.htm