ADJUSTMENTS TO BALANCES AND BUDGETS

You may need to adjust the Balance and Budget numbers in your budget categories for one of several reasons:

1 - During your initial program setup:

    A. To distribute your budgets so that your total budget matches your total income for the periods selected.

    B. To distribute money currently available in your bank account(s), and possibly your outstanding credit card charges if you use the current charge method.

NOTE:  Your initial distribution of your available money must take into account how much you already need in each category in order to be able to make the payments needed when they next come due. (ie/ If it is already July, you should already have half of your annual Christmas budget saved in the Christmas category.)  

2 - Automatic distribution of your deposits will create odd cents amounts which, when rounded to the nearest dollar, will not exactly add up to your bank balance.

3 - The total of your budget category balances may for some reason not equal your current bank balance. (You might have forgotten to make an entry, or may have not cancelled out the effects of rounding in prior entries.)

4 - You want to shift funds from one category to another. (Yes, budgets are made to be broken, or maybe just be re-arranged.)

PROCEDURE

To adjust the Balance or Budget for any category:

 1 - Highlight the desired category by clicking on it.

 2 - Click on either the Balance or Budget button in the Adjust Categories box.

 3 - When the input box appears, enter a new Balance or Budget amount.
     Click on OK, or press Enter.

Before you are through, be sure to check that the total of your category Balances and Budgets are equal to your available bank balance, less charges if done on a current charge basis, and your current budgeted income.

END