INSTRUCTIONS - GENERAL OVER VIEW

This program allows you to put your available money into the computer equivalent of your grandmother's "money jars" so that you will always know how much you have available to spend before you spend it.

It differs from most other budgeting programs which only record how much you have spent after you have spent it (which is too late if the expenditure gets you in trouble).

To do so you first establish a number of budget categories for your recurring expenses.

You then set up a budget for each of these categories.

Having done so, you then make entries of your deposits to, and your expenses (withdrawals) from, your bank account(s) as they occur.

In making deposits, you may either distribute the total to one or more budget categories or may automatically distribute the total deposit to each budget category in accordance with the amount needed in that category as set by your budgets.

On entering expenses, you may also either distribute the expense to a single budget category or distribute it to several selected categories.

Lastly, you may easily adjust the balance in one or more budget categories if the total does not equal the amount you have available in your bank account(s).

The first screen that appears, following the introductory title page and ShareWare Registration screens, shows the current Category Balances available in each of your budget categories.

The next sections on the pull down menu present detailed instructions on the following topics:

Money Available - discussion of money to include, or not include
Categories - setting up your budget categories
Budgets - setting up budgets for each category
Deposits - distributing deposits to selected categories
Expenses - distributing expenses to selected categories
Adjustments - increasing or decreasing current balances

You should also read the Tutor instructions prior to setting up and/or operating this program.

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