Note Owner's Manual Seller-carryback mortgages (notes) are created when the seller of a property agrees to take payments from a buyer in lieu of all or part of the down payment, or to substitute for bank financing. This document explains in detail how to understand the terms and conditions of seller-carryback financing, how to structure the deal to your best advantage, what to do if the buyer defaults, and how to convert your mortgage to instant cash if desired. If you own a note, or are thinking of creating one to sell your house, this manual is a must! Note: This manual is also available in the Windows area on this BBS, in full hypertext help format! Download NOTESWIN.ZIP. Innovative Solutions 2272 El Paso Street Lancaster, CA 93535 (805) 946-2289