PRODUCT OVERVIEW
        
        
                ICVERIFY PC Compatible Credit Card Authorization,
                    ATM Access and Deposit Capture Software.
        
        
        ICVERIFY software is completely different from anything retailers 
        or  back office operations have used before.  The user  interface 
        is  attractive, menu driven, and very simple to use.   The  major 
        features of the program include:
        
           'Credit Card Authorization with Deposit Capture:
             ICVERIFY  supports VISA, MASTERCARD, DISCOVER  and  AMERICAN 
             EXPRESS  with automatic deposit capture into  your  existing 
             local  bank  account.  IC SYSTEMS is certified by  100's  of  
             banks nationwide.  Special ICVERIFY Group Merchant  Discount 
             Rates as low as 1.37% can be obtained.
           'Paperless settlement for merchants
           'Check Guarantee Approval and processing
           'Automatic Teller Machine Card utilization  
           'POPUP Window Mode:  ICVERIFY can be used in conjunction  with
             any PC software (includes screen grab for 0 clerical errors)
           'BATCH Mode: Extensive back office & mail order functions.
           'Management Reporting: Reports can be printed/viewed on-screen
             or exported to spreadsheets or ASCII files.
           'Address verification/mail order online
           'Batch/recurring processing
           'Restaurant Tip Capture & Wireless RF data entry
           'Hotel consolidated billing
           'Spanish version and other languages available
           'Multiple Transactions/queuing with single toll free call
             
        Most  of these features are not available from a  bank  terminal.  
        Listed below are some of the other unique aspects of the ICVERIFY 
        hardware and software.
        
             A) Memory Resident
                     ICVERIFY can be popped up over any DOS / Novell 
                     software running, and needs as little as 9k to
                     operate in base or LIM / EMS expanded memory
             B)   Printed  record  of  transactions  &  storage  of   all
             transactions for up to 9 years (meets Visa/IRS requirements)
                  1) includes alternative charge slips
                  2) several mini printers available
             C) Management Information reports and statistics 
                  1) number of transactions, avg. transaction amount
                     Month and Year to date information, categories etc.
                  2) Report information easily exportable to Lotus 123 or
                     other Ascii programs        
                  3) Optional reference numbers/comment field allow a
                     cross reference to monthly bank statements     
             D) Optional Magnetic card readers
                     Keyboard interface / simple installation






             E) Several inexpensive modems available 
                     Can be used for electronic banking, Telex, database
                     access and more
             F) Toll Free 800 Technical Support
        
        IC SYSTEMS is an integrated hardware and software resource.   Our 
        firm has been in business for over 10 years with a staff of  over 
        20  people.  We would be happy to provide client references  upon 
        your request.  
        
        In  addition,  we offer comprehensive software solutions  to  the 
        manufacturing  and  distribution industries,  legal,  travel  and 
        several  other vertical markets.  Our other major  product  areas 
        include  Point  of  Sale  and  communication  products  such   as 
        facsimile machines, IVRS, voice mail systems, etc.
        
        
               PRICING SCHEDULE FOR ICVERIFY PRODUCT LINE 
        
        
        ICVERIFY Dos software package......................$ 299.95
         Item #110    ( Novell & Unix options available)
             
        ICVERIFY Track 2 Keyboard Interface Card Reader....$ 199.95
         Item #120
        
        ICVERIFY Track 1 & 2 Keyboard Intf. Card Reader....$ 299.95
        Dual Track reader for full name & card information
         Item #130
        
        ICVERIFY Keyboard Wedge ...........................$ 299.95
        Provides interface to Barcode, Scanners, etc. 
         Item #140
        
        ICVERIFY PIN pad/card reader (+ ATM/Debit cards)...$ 399.95
         Item #150
        
        ICVERIFY Mini printer/charge slip device...........$ 299.95
         Item #160
        
        ICVERIFY Mini printer/charge slip device...........$ 399.95
        Cash Drawer interface
         Item #170
        
        ICVERIFY 1200/300 baud Everex/Hayes Compatible.....$  99.95
        Modem, Com 1-4 selectable
         Item #180
        
        ICVERIFY Elephant PC-AT 286  Business Computer.....$ 495.00
        Ready to run ICVERIFY, 256k, 1 floppy, monitor, 
        keyboard, etc.
         Item #190
        
        
        plus applicable sales tax.
        prices subject to change.
        volume pricing available.
        
        rev. 111791
 CONTACT IC SYSTEMS 510 339 3480 EXT 30 

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