C:\RBBS\USERS
"1000","100","1","20"
"100","50","1","20"
"75","50","1","10"
"70","10","1","15"
"60","10","1","10"
"50","10","1","5"
"10","10","1","1"
"06","10","0","9"
"05","10","1","5"