Due to enhancement of the programs, the entire Amortization takes
     more than 360k of disk space.  To fit into a 360k floppy diskette,
     the files were shipped compressed.  If you do not have a hard disk,
     a 1.2Mb floppy drive, a 720K or 1.44Mb floppy drive, the programs
     will not run.  A hard disk is highly recommended.  Before running
     the programs, you have to un-compress the files by following the
     procedures below.

     FOR 1.2Mb FLOPPY DRIVE, 720K OR 1.44Mb FLOPPY DRIVE:
     ====================================================

          1.   Copy all the files from the original diskette to your
               floppy diskette (1.2Mb or 720k or 1.44Mb).  DO NOT USE
               DISKCOPY.
          2.   Insert your backup copy diskette in DRIVE A.
          3.   Type AMORT400 and press the ENTER key.  The files will be
               un-compressed.
          4.   If the process is successful, you can delete the file
               AMORT400.EXE.  This will give you more space.
          5.   To start the program, type DEMO and press the ENTER key.
               The program will take you to the MENU where you can select
               Mortgage or Loan calculations.

     FOR HARD DISK:
     ==============

          1.   Copy the file AMORT400.EXE from the original diskette to the
               directory of your hard disk where you want the Amortizer
               to be installed.
          2.   Type AMORT400 and press the ENTER key.  The files will be
               un-compressed.  Make sure you are on the right directory.
          3.   If the process is successful, you can delete the file
               AMORT400.EXE.  This will give you more space.
          4.   To start the program, type DEMO and press the ENTER key.  The
               program will take you to the MENU where you can select Mortgage
               or Loan calculations.



     Metropolitan Information Systems
     Mar. 19, 1992