The Mortgage Analyzer Professional The following is a list of features found in the "Professional" version of The Mortgage Analyzer which are not found in the "Basic" version. * Contains ALL features of the Basic version * Set default Qualification Ratios for Conventional, FHA, VA and Canadian loans. * Set default Mortgage Insurance Factors for 30 Year Fixed Rates, 15 Year Fixed Rates, 30 Year Adjustable Rates, 15 Year Adjustable Rates, FHA MIP for 15 and 30 Years and VA Funding Fees. * Allows the ability to Compare 3 Mortgages at once. * Input up to 15 mortgage plans which can be used for quick selection of product. Mortgage plan information includes: Loan Type (Conv, FHA, VA), Interest Type (ARM, Fixed, Stepped, Reset), Years In Loan, Rate, Discount Points, Mortgage Insurance Type and Caps and Margins for ARMs. When creating a schedule or summary, you may optionally select the mortgage plan desired and all information will be ported over. When doing comparisons, you may select a mortgage plan for each loan making comparisons between Conventional, FHA and VA loans even easier. * Contains the ability to produce "Good Faith Closing Estimations". It includes over 30 of the most popular HUD-1 closing costs. Options are given to add two customizable closing items. Configuration options allow you to set default closing values which can be overridden at the time of actual creation of the "Good Faith Estimate" report. You may elect to have the report exclude those items which do not have a charge associated with them. * Contains the ability to turn bolding on or off for schedule totals, headers and footers. * Allows an optional "Print Date" on reports. * Contains the ability to add 3 permanent footer lines. These can be used for company name, address, phone number or anything. * Contains the ability to add additional footnotes to appear on all pages or just on the last page of a schedule. -------------------------------------------------------