READ WHAT THE EXPERTS SAY
          
          
               Here's what top publications have written about
          the biweekly payment plan:
          
          
          USA Today
          
               "What started as a mortgage lender's marketing
          gimmick is on its way to becoming the hottest home loan
          of the decade.  It's the biweekly mortgage, and it's as
          simple as paying half a monthly mortgage payment every
          two weeks.  The attraction:  Biweeklies reduce interest
          expense and build home equity faster."
          
          
          The Wall Street Journal
          
               "When repaid on a biweekly schedule, a $70,000
          mortgage at 10.5% annual interest produces a savings of
          $60,000 compared with a standard 30-year pay-back."
          
          
          Mortgage Banking Magazine
          
               "People move around, and they see no equity build
          up.  With a biweekly, they see their mortgage payment
          as an investment."
          
          
          Business Week
          
               "With a biweekly mortgage, where payments are made
          every two weeks instead of once a month, homeowners can
          save 40% in interest compared with monthly payments."
          
          
          The Wall Street Journal
          
               "The Federal National Mortgage Association (Fannie
          Mae) believes this type of mortgage could appeal to
          many home buyers who want to reduce the interest
          payments over the life of the loan and build up equity
          faster...a biweekly program establishes a structure for
          speedier payments.