===== License for Use and Distribution =================

 LICENSE TERMS APPLICABLE TO ALL USE OR DISTRIBUTION

 LoanùCalculator! Plus and all associated software and documentation are
 copyrighted products of Pine Grove Software and are protected by United
 States copyright law and also by international treaty provisions.

 All rights not expressly granted here are reserved to Pine Grove
 Software.  The use or distribution of these products is expressly
 prohibited, except as authorized by the terms of this agreement.

 You may not use, copy, rent, lease, sell, modify, decompile,
 disassemble, otherwise reverse engineer, or transfer the licensed
 program except as provided in this agreement.

 U.S. Government Restricted Rights:  Use, duplication, or disclosure by
 the U.S. Government of the computer software and documentation in this
 package shall be subject to restrictions as set forth in subdivision
 (b)(3)(ii) of the Rights in Technical Data and Computer Software clause
 at 252.227-7013 (DFARS 52.227-7013).  Publisher is Pine Grove Software,
 23 Flower Hill Drive, Suite 1600, Trenton, NJ 08638-11203 USA

 ***********************************************************************
 LICENSE TERMS APPLICABLE TO TRIAL USE OF EVALUATION "SHAREWARE" VERSION

 Pine Grove Software hereby grants you a limited license to evaluate
 this software for a period not to exceed 60 days. After the 60 days, you
 must either purchase a fully licensed copy of the latest version of
 LoanùCalculator! Plus from Pine Grove Software or you must discontinue
 using it and remove it from your disk drive.

 During this evaluation period, you may make full use of
 LoanùCalculator! Plus.

 ************************************************************************
 LICENSE TERMS APPLICABLE TO VENDOR/BBS DISTRIBUTION OF SHAREWARE VERSION

 Please see VENDOR.doc or VENDINFO.diz