USING A SWISS INVESTMENT CONSULTANT The most practical way for North Americans to get information on Swiss annuities is to send a letter to a Swiss insurance broker specializing in foreign business. This is because very few transactions can be concluded directly by foreigners either with a Swiss insurance company or with regular Swiss insurance agents. They can legally handle the business, but they aren't used to it. JML Swiss Investment Counsellors is an independent group of financial advisors. Since 1974 they have specialized in Swiss franc insurance, gold and selected Swiss bank managed investments for overseas and European clients. To date the group is servicing nearly 18,000 clients worldwide with investments through JML of more than 1 billion Swiss francs. Their services are free of charge to you because they are paid by the renowned companies with which you invest your money. Their commissions and fees are standard, and all transactions are subject to strict regulation by the Swiss authorities. JML represents the BankSwiss, SwissPlus and SwissGold programs discussed in this book. All of their staff are fluent in English, and understand the special concerns of the international investor. They know about all the many little details that are critical to you as a non-Swiss investor, and have answers to your tax questions and other legalities. JML Jurg M. Lattmann AG Swiss Investment Counsellors Baarerstrasse 53, Dept. 212 CH-6304 Zug, Switzerland telephone: (41) 42 26 55 00 fax: (41) 42 26 55 90; attn: Dept. 212 When you contact a Swiss insurance broker, be sure to include, in addition to your name, address, and telephone number, your date of birth, marital status, citizenship, number of children and their ages, name of spouse, and a clear definition of your financial objectives including what dollar amount you would like to invest.