PORTFOLIO MANAGEMENT FROM A SWISS BASE Non-bank money management is another viable option. An independent Swiss portfolio management firm can manage your investment account, whether it be an individual portfolio or a portfolio for your offshore trust or corporation. A new asset management and international financial consulting company was opened by Hans Weber and his partners in Zurich in 1992. Many readers will remember Hans from his Deak-Perera days, when he ran Foreign Commerce Bank (FOCOBANK) in Switzerland for almost 30 years as the bank's President and CEO. He decided to leave the bank and establish his own firm after too many shareholder changes and mergers. He was joined by Robert Vrijhoff, formerly Vice- President and haed of FOCOBANK's portfolio management group and Adrian Hartmann, formerly head of FOCOBANK's North American subsidiary in Vancouver. The partners have a very sound and efficient asset management operation providing a very personalized service to their clientele. The partners chose Bank Julius Baer in Zurich as the custodial bank for their clientele. Bank Julius Baer is one of the premier private banks in all of Switzerland. The bank is safe, with a strong capital base. Julius Baer is a 100 year old family bank with more than 40 billion Swiss francs under direct or indirect asset management. Hans is a very conservative Swiss banker who applies strict and conservative asset management principles. His partners, Robert and Adrian, have the same investment philosophy. They provide a very personal, comprehensive financial service to a select group of private investors. Everything they do is customized to suit the particular needs of their clientele. Their highest priority is the protection of long-term purchasing power. There are many advantages to using independent asset managers such as Hans and his partners rather than just relying on a Swiss bank. For example: * Independent asset managers derive their income from an agreed to percentage of the value of the client's funds under management. Therefore, the more profit the client makes, the more the asset manager makes. This is very different from dealing directly with a bank which makes its money from brokerage and administrative fees. * European asset managers understand the needs of a North American clientele who use the dollar as their reference currency. Since Hans founded the firm, the partners have advised North American clients to have a certain amount of their wealth out of the dollar. The funds have been invested in "hard currencies" such as the Swiss franc, German mark, French franc, and the Dutch guilder. The minimum amount to set-up an account with this firm is US$250,000 or equivalent. When you are ready to proceed, you can contact: Weber, Hartmann, Vrijhoff & Partners Ltd. Attn: New Clients Department Zurichstrasse 110B 8134 Adllswil Switzerland telephone: (41-1) 709-11-15 fax: (41-1) 709-11-13, attn: New Clients Department