Gener8.xlm 1.2 for Microsoft Excel versions 4 and 5                                                     
							
Generate Great Amortization Schedules                                                   
							
This Microsoft Excel macro application will generate great 
fixed rate and variable rate loan schedules.  It allows for 
variable interest rates and extra principal payments. For 
"variable rate loans, it can project a worst-case interest 
rate change based on the loan's" maximum rate and maximum 
increase per adjustment period.  It allows all components
of the monthly payment (insurance, taxes, etc...) to be 
changed at any point in the loan."  The amortization 
schedules show annual totals for interest and principal 
paid and show graphically how the interest and principal 
vary over the life of the loan. Generated spreadsheets are 
complete and functional but not customizable without the 
password provided through registration ($10).                                                   
							
How to use Gener8.xlm:                                                  
							
Gener8.xlm is a Microsoft Excel macro that runs 
automatically when opened by Excel.  Gener8.xlm can also 
be re-started during the same Excel session by pressing 
Ctrl-Shift-A.                                                   
							
When you start Gener8.xlm, you will see an introductory 
screen.  Select "Generate a Schedule" to go on to the 
input screen.  The input screen is used to provide basic
information about the loan (length, rate, etc...).  Please 
note that you can not enter any data into the variable 
rate related fields unless you select the variable rate 
option. When you have all fields completed and select "OK"
the macro will generate a loan schedule and a graph based 
on the information provided. 
							
Gener8.xlm is functional in it distributed shareware form.
If you would like to have greater control over the 
spreadsheets that it generates, you will need to register
the product.  There are 3 levels of registration available:
							
Level 1: $10.00   You will receive the password and 
	instructions for unprotecting the generated 
	spreadsheets.  If you are going to generate a few 
	schedules but still need to change their appearance, 
	this is the best way to go.
							
Level 2: $20.00   You will receive the commercial (non-
	shareware) version of this product.  The commercial 
	version generates unprotected spreadsheets and does 
	not have an opening shareware notice.  For this level 
	of registration the macro source code is still 
	password protected.  If you are going to generate a 
	lot of schedules and the format of the schedules 
	closely matches your business needs, this is the best 
	way to go.
							
Level 3: $50.00   You will receive the commercial (non-
	shareware) version of this product without password 
	protection on the macro itself.  This will allow you 
	to have complete control over how the spreadsheets are 
	generated.  You will be able to modify the macro source 
	code to customize the generated spreadsheets for your 
	business.  If you need to generate a lot of schedules 
	and you need them customized for your business, this is 
	the best way to go.                                                     

To register this product, send the appropriate registration 
amount to:

   Ohio Star Software
   Gener8.xlm 1.2 Registration
   8919 Deep Forest Ln.
   Centerville, OH 45458
							
For faster service with level 1 registrations, mail the $10.00 
check to the address below and send us an e-mail message saying 
"the check is in the mail for Gener8 1.2".  We will reply to 
your e-mail with the password and instructions to unprotect the 
generated schedules and wait for your check to arrive.
							
E-Mail Addresses:                                                       
   Compuserve ID: 70412,2455
   Internet: 70412.2455@Compuserve.COM
							
							
							
	Complete the information below and print this page

	Gener8.xlm 1.2 Registration Information

	Name:
	Address:

	City:                   State:          Zip:

	Please mark the registration level
	Level 1:        $10.00  Password to unprotect 
				generated spreadsheets
	Level 2:        $20.00  Generate unprotected 
				spreadsheets
	Level 3:        $50.00  Source code for Gener8.xlm 
				application macro

	If level 2 or 3, please circle diskette size preferred:    

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