DEFINITION OF SHAREWARE Shareware distribution gives users a chance to try software before buying it. If you try a shareware program and continue using it, you must register. All copyright laws apply to shareware, and the copyright holder retains all rights, with a few specific exceptions as stated below. Like shelfware authors, shareware authors are accomplished programmers, and the programs are of comparable quality. (In both cases, there are good programs and bad ones!) The difference is the method of distribution. The shareware author specifically grants the right to copy and distribute the software, either in general or to a specific group. Shareware is a distribution method, not a type of software. You should find software that suits your needs and pocketbook, whether it's found on a store shelf or shareware. Shareware makes fitting your needs easier, because you can try before you buy. And because the overhead is low, prices are low also. Shareware has the ultimate money-back guarantee -- if you don't use the product, you don't pay for it. DISCLAIMER AND LICENSE AGREEMENT Users of Hi, Finance! must accept this disclaimer of warranty: "THE PROGRAM IS SUPPLIED AS IS. THE AUTHOR DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY AND OF FITNESS FOR ANY PURPOSE. THE AUTHOR ASSUMES NO LIABILITY FOR DAMAGES, DIRECT OR CONSEQUENTIAL, WHICH MAY RESULT FROM THE USE OF THE PROGRAM. "SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH CASE, BRIGHTRIDGE'S LIABILITY, IF ANY, ARISING OUT OF BREACH OF CONTRACT, TORT, PATENT OR COPYRIGHT INFRINGEMENT, OR ANY OTHER CAUSE OF ACTION, SHALL NOT EXCEED THE LICENSE CHARGES PAID BY YOU FOR THE SOFTWARE. "THIS SOFTWARE LICENSE AND DISCLAIMER OF WARRANTY STATEMENT IS GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF TENNESSEE, BUT NOT INCLUDING THE 1980 U.N. CONVENTION ON CONTRACTS FOR INTERNATIONAL SALE OF GOODS." U.S. Government Restricted Rights Legend: If the program is acquired by an agency or other part of the U.S. Government, the program and accompanying written materials are provided with Restricted Rights and use, duplication, or disclosure by the Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) or (b)(3)(ii) of the Rights in Technical Data and Computer Program clause at DFARS 252.227-7013 or in subparagraphs (c)(1) and (2) of the Commercial Computer Program -- Restricted Rights 48 CFR 52.227-19, as applicable. The contractor/manufacturer is Brightridge Solutions, Inc., 1534 Brightridge Drive, Kingsport, TN 37664-2006. License Agreement: Hi, Finance! is provided at no charge to the user for evaluation. Share it with your friends, but please do not give it away altered or as part of another application package. Please remind them to register if they find that they can use it. The essence of "user-supported" software is to provide personal computer users with quality software at bargain prices, and yet to provide incentive for programmers to continue to develop new products. If you find that you are using Hi, Finance! after a reasonable trial period, you must make a registration payment of $59 (plus $5 S&H per order) to Brightridge Solutions, Inc. Registered users will receive the latest version and a printed manual. Treat this program like a book. For example, this software may be used by any number of people and may be freely moved from one computer location to another, so long as there is no possibility of it being used at one location while it's being used at another, just as a book cannot be read by two different persons at the same time. Site-License or quantity arrangements at substantial discounts are available. Anyone distributing Hi, Finance! for any kind of remuneration must first contact Brightridge Solutions, Inc. for authorization. This is automatically granted to members of the Association of Shareware Professionals (ASP), who may begin offering Hi, Finance! immediately (However we must still be advised so the distributor can be kept up-to-date with the latest version). ASP Ombudsman Statement: This program is produced by a member of the Association of Shareware Professionals (ASP). ASP wants to make sure that the shareware principle works for you. If you are unable to resolve a shareware-related problem with an ASP member by contacting the member directly, ASP may be able to help. The ASP Ombudsman can help you resolve a dispute or problem with an ASP member, but does not provide technical support for members' products. Please write to the ASP Ombudsman at 545 Grover Road, Muskegon, MI 49442-9427, FAX 616-788-2765 or send a CompuServe message via CompuServe Mail to ASP Ombudsman 70007,3536. Brightridge Solutions, Inc. ORDER LINE (423) 246-3337 1534 Brightridge Drive FAX (423) 246-6385 Kingsport, TN 37664 CompuServe 74676,235 Online Registration: GO SWREG(#198) MCI Mail 573-2887 America Online R C Hoover