FINANCIAL AID FOR COLLEGE NEWSLETTER
                            F.A.F.C.N.L.-1
                               Volume 1



CONTENTS
~~~~~~~~

WELCOME
FREEWARE
VIRUS
FINANCIAL AID
TYPES OF FINANCIAL AID
SOURCES OF FINANCIAL AID
IN THE NEXT NEWSLETTER
MORE INFORMATION




                      WELCOME TO OUR NEWSLETTER

Welcome to FINANCIAL AID FOR COLLEGE NEWSLETTER.  This Newsletter is
written to supply you with information that will assist you in your
search for Financial Aid For College.  We hope the information in 
this Newsletter and all our publications will help you to achieve
your goal in obtaining a Higher Education.  This Newsletter is dist-
ributed by Data Retrieval Systems.



                               FREEWARE

This Newsletter is written so that it may be copied and distributed 
freely to any person.  It may be uploaded and downloaded at any on-
line service such as AOL, Compuserve, Prodigy, etc. as well as the 
Internet, any BBS, or public domain disks without any special per-
mission, so long as there is no charge of any kind made for it.

   

                                VIRUS

  FAFCNL1.ZIP has been inspected for Virus infection before being 
  uploaded.  However, please keep in mind that it is impossible to 
  guarantee the absolute safety of any file.  The responsibility 
  falls on the end user of these files to determine the safety 
  before using any file.    



                           "FINANCIAL AID"

Financial Aid for College is granted to people from all walks of
life, from students with high grade point averages to low grade 
point averages, from the wealthy to the poor, and from athletic 
students to the handicapped.  


                             
                      "TYPES OF FINANCIAL AID"
 
Financial Aid for College comes in different forms such as: 
Scholarships, Grants, Fellowships, Loans, Internships, and 
Cooperative Work-Study Programs.  The basic difference between
these are as follows:

SCHOLARSHIPS and GRANTS do not have to be repaid.  However, 
         Grants are usually awarded on the basis of need.  While 
         Scholarships may be awarded on the basis of need and/or 
         some other criteria, (such as academic achievement, etc.),
         Scholarships and Grants are often called GIFT AID.

LOANS must be repaid, usually after graduation or leaving school.

WORK-STUDY PROGRAMS involve earning money through a job, usually one 
         arranged for you by the College.  Loans and Work-Study
         Programs are "SELF-HELP AID".



                      "SOURCES OF FINANCIAL AID"

Overall, there are four primary Financial Aid Source areas which you 
may check into. 

They are:
  
The Federal Government, 
The State Governments, 
The College and Universities themselves, and
Private Aid Programs.



                        IN THE NEXT NEWSLETTER

In the next FINANCIAL AID FOR COLLEGE NEWSLETTER, Vol-2 (FAFCNL2.ZIP)
we will discuss the above four primary Financial Aid Sources.



                           MORE INFORMATION

If you would like to receive more information on Financial Aid For
College, E-Mail me at:    mark.chervenka@sotl.com    

In your E-mail, please state that you would like to receive the Free 
file:   FAFCINFO.ZIP   and include your full E-Mail Address.


If you do not have access to the Internet E-Mail, you may still re-
quest the FAFCINFO File by writing to:

Data Retrieval Systems
P.O. Box 1224
Colonial Heights, Va. 23834


However, please send $3.00 for shipping and handling.  

When requesting the FAFCINFO File, please indicate which type of 
computer disk you prefer.

    Example:  3.5"   1.4Mb (Most common size)

              5.25"  1.2Mb 

              3.5"   720-K      

              5.25"  360-K                          

Please print your full mailing address, including zip code.