Gold'N Years Retirement Funds Analysis Maristream, Inc.; 2015 Franklin; N. Little Rock, AR 72114 DEFINITION OF SHAREWARE Shareware distribution gives users a chance to try out software before they buy it. If you try out this Shareware program and continue using it, you are expected to register it by sending in your payment of $10 (US) for it to Maristream, Inc., at the above address (except if it is covered by a site license, described below). Copyright laws apply to both Shareware and commercial software, and the copyright holder retains all rights, with a few specific exceptions as stated below. Shareware authors are accomplished programmers, just like commercial authors, and the programs are of comparable quality. (In both cases, there are good programs and bad ones!) The main difference is in the method of distribution. The author specifically grants the right to copy and distribute the shareware version of this software to any and all groups, companies, and people, so that others get a chance to try it out, and, hopefully, find it useful and register it with the author. All files included with this software must remain together and intact with no modifi- cations of their contents, except for the installation routine, which may be modified as necessary by shareware distributors to conform to their collection's distribution and installation requirements. Shareware is a distribution method, not a type of software. You should find software that suits your needs and pocketbook, whether it is commer- cial or Shareware. The Shareware system makes fitting your needs easier, because you can try before you buy. And, because the overhead is low, prices are low also. Shareware has the ultimate money-back guarantee - if you don't use the product, you don't pay for it. DISCLAIMER - AGREEMENT Users of Gold'N Years must accept this disclaimer of warranty: "Gold'N Years is supplied as is. The author disclaims all warranties, expressed or implied, including, without limitation, the warranties of merchanta- bility and of fitness for any purpose. The author assumes no liability for damages, direct or consequential, which may result from the use of Gold'N Years." Gold'N Years is a "shareware program" and is provided at no charge to the user for evaluation. Feel free to share it with your friends, but please do not give it away altered or as part of another system. The essence of "user-supported" software is to provide personal computer users with quality software without high prices, and, yet, to provide incentive for programmers to continue to develop new products. If you find this program useful and continue to use Gold'N Years after a reasonable trial period, you must make a registration payment of $10 to Maristream, Inc. The $10 registration fee will license one copy for use on any one computer at any one time. You must treat this software just like a book. An example is that this software may be used by any number of people and may be freely moved from one computer location to another, just so long as there is no possibility of it being used at more than one location at the same time, just as a book cannot be read by two different persons at the same time. Commercial users of Gold'N Years must register and pay for their copies of Gold'N Years within 30 days of first use or their license is withdrawn. Site-License arrangements may be made by contacting Maristream, Inc., and may include a custom (text) splash screen in place of the current initial screen, which is free for purchasers of 50 or more copies, or $20 per site license for lesser amounts. Custom versions of Gold'N Years are covered by the same copyright as Gold'N Years itself (which will still be stated on the splash screen), and may be given away freely and/or re-sold for not more than cost to your customers as a service from you in accordance with the quantities specified by the site license agreement, but may not be re-distributed or given away to others by your customers. The site license payment will cover the payments usually sent in for individual registrations, but does not cover materials, duplication, packaging, shipping, handling, and/or other distribution costs, which are the responsibility of the commercial licensee, unless covered under a separate duplication agreement. Anyone distributing Gold'N Years as part of a library or collection of shareware programs is encouraged to contact Maristream, Inc., and supply their address and contact information (especially, for e-mail) so that the distributor can be kept up-to-date with information about the latest version of Gold'N Years. The current preferred method of distributing updates is through SimTel, where you will be able to download updates from the msdos/finance directory at SimTel or its mirror sites. You are encouraged to pass along copies of Gold'N Years to your friends for evaluation. Please encourage them to register their copy if they find that they can use it. If you have a custom version of Gold'N Years, you can get an unregistered copy of the shareware version of it on a 3.5" diskette for $2.10 shipping and handling from Maristream, Inc., to pass along to your friends (supply the name of the commercial licensee when ordering).