EXCHANGE LIST

     This is a list of the local phone number exchanges and the cities they
correspond to.

CITY      EXCHANGES
_______________________________________________________________________________
Auburn    662
Bay City  667, 684, 686, 892, 893, 894, 895
Birch Run 624
Frankmth. 652
Freeland  695
Hemlock   642
Linwood   697
Merrill   643
Midland   496, 631, 636, 638, 832, 835, 837, 839
Munger    659
Reese     868
Saginaw   752, 753, 754, 755, 757, 758, 759, 770, 771, 776, 777, 781, 790, 791,
          792, 793, 797, 798, 799
St. Charl.865
Vasser    823

CITY      WHO YOU CAN CALL LOCALLY
________________________________________________________________________________
Auburn    Bay City, Midland
Bay City  Auburn, Freeland, Linwood, Munger, Saginaw
Birch Run Frankenmooth, Saginaw
Frankmth. Birch Run, Saginaw
Freeland  Bay City, Midland, Saginaw
Linwood   Bay City
Reese     Saginaw, Vasser
Saginaw   Bay City, Birch Run, FRankenmooth, Freeland, Hemlock, Merrill, Reese,
          St. Charles
St. Charl.Saginaw