What Is a "CRT"?
          
               This special report will acquaint you with the
          near magical possibilities of a tax-saving, income-
          producing legal device known as a "charitable remainder
          trust" or "CRT."  Although "CRT" is the currently
          popular term, these trusts are also known as "life
          income" and "wealth accumulation" trusts.  Both
          descriptions are accurate - and therein lies the money
          magic.
               A CRT is just the thing for a person seeking to
          avoid capital gains taxes on appreciated property, or
          in pursuit of increased retirement income or estate tax
          relief.  But this trust is also the perfect vehicle to
          achieve your personal philanthropic goals, while also
          helping yourself and your family.  In fact, while tax
          savings and income enhancement are central attractions
          of the CRT, the chief motivation should be the donor's
          charitable intentions.  After all, when the final
          distribution of the trust assets is made - and they can
          be of considerable value - the charity of your choice
          will be the major beneficiary.
               And in the meantime, there is no reason why the
          objects of your generosity cannot reward their
          benefactor with a seat on your church board of
          trustees, or your alma mater's establishment of a
          scholarship bearing your name.