Stock In Trade If you're involved with an MLM company that sells products, you'll need to make some decisions regarding inventory. Perhaps most important, don't mix products you plan to use personally with products you're holding. When you go into any sideline business, including MLM, you should set up a separate checking account. Pay for your business inventory from your business account. As a general rule, don't order too much. It's better to have to order some items, and wait, than put up a lot of your own money up front. In some plans, you have to make certain "levels" each month to be eligible for extra compensation. Don't buy extra inventory just to make these levels. Next month, you'll have to order more inventory, and so on, until you've sunk all your money into unneeded inventory. Buy the inventory you need for your business; collect the commissions you and your downline actually earn from product sales. On the other hand, don't skimp on inventories. If you're constantly having to submit back orders, you're not carrying the right amount of stock. Have enough products on hand to serve your customers. If your business is growing, spend a little more on inventory each month. The above comments refer to literature as well as product samples. You'll need literature on hand to help move your products.