WINLOAN PRO VERSION 1.0
                         

                      (c) Copyright 1993 By

                        Duane D. Becker
                       2419 Cochin Street
                     Grand Island, NE 68801


This program is written for Microsoft Windows using Microsoft Visual 
Basic 2.0.  To run the program create an application icon in Windows, 
or execute it from File Manager.  The dynamic link library files 
VBRUN200.DLL and DDEML.DLL need to be in the same directory with 
WLOAN.EXE or in your path.  It will run on any IBM compatible computer 
using Microsoft Windows Version 3.1 in standard or enhanced mode.

You have the option of entering the Loan Amount, Interest Rate, and
Term and have the program calculate the Payment, or entering
a Payment and have the program calculate a Loan Amount for that 
Payment.  Options are available for monthly, bi-monthly, weekly or
bi-weekly payments.  Loan files can be saved and re-opened at a later
time.

An option is provided to have the interest totals calculated for each
year or to have the interest totals accumulate throughout the term of
the loan.

WinLoan Pro has the capability to calculate variable rate loans,
and to make additional payments on the loan.

A registered copy of the program may be obtained for only $25.00 by
using the order form provided with the printed report.  The unregistered
program is exactly the same as a registered copy except that a the printed
report indicates that it is an unregisted copy and includes the order form 
for registration.

Please distribute the unregistered copy to anyone you know who may be 
interested in it. 


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The following procedure is suggested  for installation on your hard drive.

    1) Make a sub directory on your hard drive such as \WLOAN.   You can do
       this at the DOS prompt by typing  "MD \WLOAN",  or you can make a 
       directory using the Windows File Manager.

   2) Copy the files from the floppy disk to the new directory.  You can do
      this at the DOS prompt by typing "COPY  A:*.*  C:\WLOAN\*.* " if your
      loan directory is on drive C, or  you can copy the files from the 
      floppy disk using Windows File Manager. The WLOAN directory should 
      contain the following files: WLOAN.EXE, LOANHELP.HLP, and SAMPLE.INP. 
      VBRUN200.DLL and DDEML.DLL should be in this directory or in your 
      windows system directory.

   3) Make an application icon.  Enter Windows Program Manager and  
      "Restore" the "Applications" program group.  Then click "New" from
      the "File" menu.   Select "Program Item" and click the "OK" button.
      Enter "WinLoan Pro" in the "Description" text field.   
      Enter "C:\WLOAN\WLOAN.EXE" in the "Command Line" text field.  
      Then, click the "OK" button.

   
 
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DUANE BECKER DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING,
BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A 
PARTICULAR PURPOSE, WITH RESPECT TO THE PRODUCT.  SHOULD THE PROGRAM PROVE 
DEFECTIVE, THE PURCHASER ASSUMES THE RISK OF PAYING THE ENTIRE COST OF ALL 
NECESSARY SERVICING, REPAIR, OR CORRECTION AND ANY INCIDENTAL OR CONSEQUEN-
TIAL DAMAGES.  IN NO EVENT WILL DUANE BECKER BE LIABLE FOR ANY DAMAGES 
WHATSOEVER (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF BUSINESS 
PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION AND THE LIKE) 
ARISING OUT OF THE USE OR THE INABILITY TO USE THIS PRODUCT EVEN IF 
DUANE BECKER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Use of this product for any period of time constitutes your acceptance 
of this agreement and subjects you to its contents.