More Low-cost and Free Travel Ideas
          
               >> Buy trip cancellation insurance if you think a
          health or personal problem will interfere with your
          travel schedule.  Premiums starts at about $4 per $100
          of coverage.
          
               >> Cruise lines generally offer free passage to
          anyone who can recruit 10 to 15 paying passengers.  You
          can also cruise free as an expert on a subject suitable
          for a lecture series.  There is demand for
          ornithologists, historians, and experts on the culture
          of the country of a cruise ship's destination. 
               Free cruises are also available to doctors and
          nurses willing to be on call 24 hours a day.
          
               >> To stay for free in Las Vegas or Atlantic City,
          bring $3,000 cash with you.  The hotel or casino will
          keep this money in their safe and, in return, give you
          a room free.
          
                >> Save when you call home:
                                           
               Travelers can now get a discount telephone calling
          card that has a flat rate of 17.5 cents per minute for
          interstate calls, anytime, anywhere in the country
          including Puerto Rico, Hawaii, Alaska, and the U.S.
          Virgin Islands.  There are no surcharges, no monthly
          fees, no minimum monthly billings, and international
          calling is also available.  
               The calling card is free, and is a stand-alone
          card, meaning that a person using the card does not
          have to change their long distance service.  For those
          people who use calling cards, it will save them up to
          68% over the leading competitors.
               For an application form, send a stamped, addressed
          reply envelope to:
                    Center for Business Information
                    Attn:  Phone Card Applications
                    816 Elm Street, Suite 187 
                    Manchester NH 03101-2101